THE IMPACT OF CENTRAL BANK DIGITAL CURRENCIES (CBDCS) ON MONETARY POLICY EFFECTIVENESS AND FINANCIAL INCLUSION: A CASE STUDY OF DEVELOPING COUNTRIES

Axmedova     Nodira Abdurashid-qizi

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The journal provides the opportunity to the authors to publish their original research articles in Multidisciplinary field. Journal of Modern Educational Achievements is an open access peer reviewed monthly journal. The journal is refereed and follows the ethics and practices of ethical open access publishing. All the manuscripts received for publication passes through extensive double blind peer review process. The journal covers the multidisciplinary areas of Engineering, Technology, Management, Sciences and Humanities. Authors can submit their original manuscripts for peer review. This journal locates in the following adressy: Yavatmal city, 623727, India.

Published Oct 30, 2025

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Vol. 10 No. 10 (2025): JMEA

Axmedova Nodira Abdurashid-qizi

Abstract

This study aims to analyze the potential effects of Central Bank Digital

Currencies (CBDCs) on the effectiveness of monetary policy transmission

mechanisms and the advancement of financial inclusion within the context of

developing countries. These economies often face unique challenges, including

large unbanked populations, high reliance on cash, and less developed financial

infrastructures, making the introduction of CBDCs a transformative, yet complex,

policy decision

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